Your monthly payments start as soon as you get the used car dealer license. For example, if you sent in your application September 1st with your first and last two months payment and you got your license October 15th, then your first monthly payment would be due November 15th. Please note that Florida Car Dealers License uses an ACH service for collecting the monthly payment so you will need a checking account. For anyone wishing to pay annually, we will discount the price by $1,000. This means that when you get the dealer license you would owe an additional $3,500, paying you up for the entire year.